# Bankroll calculator

> Cash ~30 buy-ins, MTTs ~100, SNGs ~50. A guideline with a written move-down — not a promise you cannot go broke.

Canonical: https://unmatchedpoker.com/tools/bankroll
Publisher: Unmatched Poker — https://unmatchedpoker.com/
Last reviewed: August 31, 2026
Note: Educational Hold'em magazine. Not a poker room, not financial advice, not a signup funnel. 18+/21+.

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Tool

 

# Bankroll is a fuse, not a personality.

 

Win rates are thinner than they were when "any two from the button" printed. The numbers below are a 2026 starting point. They are not gospel. They will not save a roll that is actually rent.

 

Last reviewed August 31, 2026

 

 
 
 Format
 
 Cash
 MTT
 SNG / Spin
 
 Bankroll
 
 Buy-in you want to fire (optional)
 
 
 
 
 FormatStartMove down
 
 Cash~30 buy-ins~20
 MTT~100 buy-ins~60
 SNG / Spin~50 buy-ins~30
 
 
 

Shot-taking is optional and should be capped: one or two bullets, a written stop, no "I'm running good so the rules changed." Downswings are not a strategy note. If you are chasing, hiding play, or staking the rent, stop using this calculator and read [responsible gambling](/responsible-gambling).

 

More prose, fewer widgets: [bankroll management](/strategy/bankroll-management). Rake as a tax lives in [cash](/formats/cash) and [live vs online](/strategy/live-vs-online).